Introduction
Maharashtra Rs 1 Crop Insurance Scheme has announced The Maharashtra government. which is being called the Maharashtra 1 Crop Insurance Scheme. under the scheme the financially unstable farmers of Odisha state can by crop insurance without worrying about financial trouble. As per PMFBY, farmers of non-horticulture crops pay just 2 percent of the premium amount while the rest is picked up by the state and central government in equal amounts.
The objective of Rs 1 Crop Insurance Scheme
The main objective of this scheme is to provide financial security to the farmers of the state in case of crop loss. Maharashtra is a state that is often affected by drought, flood, hailstorm and other natural disasters, causing huge losses to the farmers. Through this scheme, the Maharashtra state government will provide compensation for all the losses that the farmers have incurred.
Helpful Summary of Maharashtra Rs 1 Crop Insurance Scheme
| Name of the scheme | Maharashtra Rs 1 Crop Insurance Scheme |
| Introduced by | Maharashtra state government |
| Objective | Provide insurance |
| Beneficiaries | Maharashtra state citizens |
| Official website | PMFBY Portal |
Also Read: Maharashtra Pink e Rickshaw Scheme
Eligibility Criteria
Being a resident of Maharashtra state: The benefit of this scheme will be available only to permanent residents of Maharashtra state. Farmers from other states will not be included under this scheme.
Being a farmer is mandatory: The benefit of the scheme will be available only to those persons who actually do farming and who have cultivable land.
Ownership of cultivable land: Under this scheme, only those farmers will be eligible, in whose name there is a record of cultivable land. Farmers who cultivate on someone else’s land will have to submit a letter of permission from the land owner for this.
Registration of crop insurance: It is necessary for the farmer to register to get the benefit of this scheme.
Registration of crop information: The farmer will also have to register the information of his crops, so that the crop loss under the insurance scheme can be assessed correctly.
Not already getting the benefit of other insurance scheme: Farmers who are already availing the benefit of any other crop insurance scheme will not be eligible for this scheme.
Minimum and Maximum Land Limit: The scheme will only be available to those farmers who have minimum and maximum land limit as per the criteria set by the government.
Benefits of Maharashtra Rs 1 Crop Insurance Scheme
Financial Security: Under this scheme, financial assistance will be provided to farmers in the form of insurance amount in case of crop loss due to natural calamities such as drought, flood, hailstorm, storm, etc. This assistance empowers farmers financially and provides relief in difficult times.
Low Premium Rate: The biggest advantage of this scheme is that farmers have to pay only ₹ 1 premium. It is extremely accessible and less expensive, so that all farmers can easily take advantage of this scheme.
Sense of Security: Farmers will have less fear of loss of their crops through this scheme. This will allow them to farm without any worry and focus on increasing their production capacity.
Timely Compensation: Under the scheme, compensation is provided on time in case of crop loss.
Promotion of Agricultural Development: Through this scheme, the government is encouraging farmers to get insurance for their crops. This will increase insurance coverage in the agricultural sector and develop an understanding of risk management among farmers.
Technical assistance and information: Under this scheme, farmers are also provided with information and technical assistance about insurance processes.
Simple registration process: They can easily register by visiting their nearest agriculture department office or through the online portal.
Expansion of insurance coverage: Under this scheme, insurance coverage is provided to various types of crops.
Economic stability: Crop insurance helps in bringing stability to the income of farmers. When there is crop loss, the insurance amount is helpful in meeting the reduction in the income of farmers.
Required Documents
Aadhar Card
Email ID
Mobile Number
Address Proof
PAN Card
Maharashtra Rs 1 Crop Insurance Scheme Apply Online 2024
Offline Application Process:
Visit Agriculture Department Office: Visit your nearest Agriculture Department office.
Get Application Form: Then you will collect application form from the Agriculture Department office.
Fill Form: Fill the required information in the application form like name, address, land details, type of crop etc.
Attach Documents: Attach documents like land ownership proof, Aadhaar card, bank account details etc.
Get Acknowledgement: Receive the acknowledgement after submitting the application.
Online Application Process:
Visit Government Portal: First the applicant go to the official website of Agriculture Department of Maharashtra Government.
Register: Register with your information on the PMFBY portal.
Fill Online Form: Fill the form with land and crop related information.
Upload Documents: Upload the required documents online.
Pay Premium Online: Deposit the premium of ₹1 through digital mode.
Get Acknowledgement: Download the acknowledgement of application and keep it safe.
Apply through Mobile App:
Download App: first you go to the play store or google Download the mobile app released by the Government of Maharashtra.
Register: Register yourself on the application of Government of Maharashtra.
Fill Form: Fill the form and upload documents through the app.
FAQs
Which state launched the Rs 1 Crop Insurance Scheme 2024?
The state of Maharashtra has launched the 1 Crop Insurance Scheme in 2024. This scheme gives financial protection to farmers against losses caused by natural disasters.
How much do the farmers have to pay to buy crop insurance under the Maharashtra Rs 1 Crop Insurance Scheme 2024?
Under the Maharashtra ₹1 Crop Insurance Scheme 2024, farmers are required to pay a premium of only ₹1 to buy crop insurance.
Who is eligible to avail the benefits of Maharashtra Rs 1 Crop Insurance Scheme 2024?
To avail the benefits of Maharashtra ₹1 Crop Insurance Scheme 2024, only residents and farmers of the state of Maharashtra are eligible. For this, they must have ownership of cultivable land, and they must be registered under the scheme.